Hurricane Season: How to Protect Your Property

Homeowners should consider doing what they can to protect their home and property from hurricanes and tropical storms. Policyholders can take the following steps in preparation for hurricane season or when a storm is approaching:

• Examine your property. Before an event, examine your property to ensure there are no physical and/or liability hazards present.
• Protect vulnerable areas of your home. Protect the four critical areas where wind and water can enter: roof, windows, doors and garage doors.
• Protect valuables. Protect mementos, photos, etc., in waterproof containers and/or take the items with you if you evacuate (other household items can be replaced).
• Review your policy and talk to your agent. Read and understand your insurance policy. Be sure you have adequate homeowner and auto coverage and that the deductibles you have selected are reasonable for your needs.
  • If you have expensive or specialty items (i.e. jewelry, furs, silverware, cameras, collectibles, etc.), speak with your agent about broader coverage since these items have limited coverage under the terms of your homeowners’ policy. Additional premium will be required for this increase in coverage.

• Take inventory of contents in your home. Inventory valuables and contents in the home with pictures or video. Note the approximate value of each item and the date of purchase. You can also send an inventory list to a family member outside your region for safekeeping.
• Copy and secure important documents. Make sure important documents, such as an insurance policy or mortgage papers, are stored in a safe deposit or fire safe box.

These tips are provided by Nationwide.

During this hurricane season, Nationwide’s claim representatives and agents are prepared to help our members. Homeowners’ and auto policyholders can call the company’s claims hotline, which is available 24 hours a day, seven days a week – 1-800-421-3535.

​They can also file claims at Nationwide’s online claim center.