Do you really need renters insurance?

68 percent of all young adult renters say they stand to lose more than an estimated $5,000 worth of belongings should an unfortunate event occur. If you value your belongings, renters insurance is something you should certainly consider. Fire and theft are two of the biggest fears among renters – both are covered by renters insurance. If your belongings are damaged or destroyed in a fire or if they are stolen, renters insurance may help replace your belongings. Two in five renters didn’t realize that renters insurance also covers stolen property.
 
Is renters insurance worth it?
When you consider that renters share many of the same risks as homeowners, the choice becomes that much easier: renters insurance is worthwhile, and it should be on your radar.
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