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There are many things to think about when doing business today, and among the most important are the amounts and types of insurance to carry in order to protect adequately your small business.
Without proper protection, your small business could be subject to financial ruin because of a property loss or a lawsuit resulting from your business activities.
How Much Virginia Commercial Liability Insurance Should You Carry?
Each situation is unique; the type of Virginia business you operate or products you offer should determine how much Virginia commercial general liability insurance you need.
A good rule of thumb for most small businesses is between $500,000 and $1 million.
However, if yours is a high-risk business or has a high volume of interaction with the public such as a restaurant or retail business, you should consider increasing your coverage.